• You are living a lifestyle which others envy, but you are in deep credit card debt and as months go by to keep up your lifestyle you borrow more, work long hours but are unable to get a handle on it

• You’re terrified of losing your job because you are a paycheck away from the house of cards falling apart such as missing car payments, mortgage payments, defaulting on loans, or even facing foreclosure.

• Do you and your partner fight about money?

• You worry about teaching your children the money management skills they need to be successful. You worry your children will be wreckless spenders like you

• You have no retirement savings and little savings. You are scared of what will happen after you retire or you cannot see the retirement in your future at all.

• You’re terrified you are going to lose the lifestyle you have worked so hard to achieve.

• You feel like you’ve hit this ceiling on your income because you can’t possibly work any harder and feel there’s no other way to bring in more cash flow.

• Do you feel like you’re going to spend the rest of your life just keeping your head above water when it comes to money instead of enjoying the wealth you want to have?

Well the good news is these are all symptoms